Terms of Service

1. Acceptance of Terms

By accessing or using the services provided by Owns, Inc. ("Company," "we," "us," or "our") through owns.com or any related applications, APIs, or services (collectively, the "Services"), you ("User," "you," or "your") agree to be bound by these Terms of Service. If you do not agree to all of the terms and conditions, you must not access or use the Services.

2. Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction (whichever is greater), to use the Services. By using the Services, you represent and warrant that you meet this age requirement.

3. Account Registration

To access certain features of the Services, you must create an Account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your Account information
• Maintain the security and confidentiality of your login credentials
• Accept all responsibility for all activities that occur under your Account
• Notify us immediately of any unauthorized use of your Account

4. Acceptable Use

You agree not to use the Services to:

• Violate any applicable laws or regulations
• Engage in fraudulent, false, or misleading activities
• Transmit viruses, malware, or other malicious code
• Send spam or unsolicited bulk email
• Harass, threaten, or intimidate any person
• Attempt to gain unauthorized access to any systems or networks
• Infringe upon intellectual property rights of others

5. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL. THE TOTAL LIABILITY OF THE COMPANY SHALL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID IN THE TWELVE MONTHS PRECEDING THE CLAIM OR ONE HUNDRED DOLLARS ($100 USD).

7. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its affiliates, directors, officers, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of the Services, your violation of these Terms, or your violation of any third-party rights.

8. Termination

The Company may suspend or terminate your Account and access to the Services at any time, with or without cause, and with or without notice. Upon termination, your right to use the Services will immediately cease.

9. Dispute Resolution

Any disputes arising from these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive any right to participate in class actions or jury trials.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to conflict of law provisions.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website. Your continued use of the Services after changes become effective constitutes acceptance of the modified Terms.

12. Contact

For questions about these Terms, contact us at: legal@owns.com